Overview
- One Yahoo Finance piece argues retirees may prefer Vanguard's VIG and VYM or JPMorgan's JEPI over SCHD, citing dividend-growth focus, broad diversification and higher monthly income from covered calls.
- VIG targets companies with at least 10 years of dividend increases, carries a 0.05% expense ratio, yields about 1.59% and posted a 12.83% average annual return over the past decade.
- VYM holds 566 stocks with a 2.47% yield and lower tech concentration than many funds, offering wider diversification that can help temper volatility for retirement portfolios.
- JEPI boosts cash flow using covered call options, paying monthly distributions with a reported 7.24% yield, positioning it for investors prioritizing current income.
- A separate Yahoo Finance analysis highlights SCHD as a quality-focused alternative tracking the Dow Jones U.S. Dividend 100, with a 3.8% yield, 11%‑plus decade-long annualized returns and screens for dividend history, balance sheets and cash flow.