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Digitap Presale Passes $4.3 Million as Retail-Focused Payments Pitch Challenges XRP Narrative

Outlets point to a third-stage token sale near $0.0439 and a reported user base as signs of traction.

Overview

  • Coverage reports the TAP presale in stage three at about $0.0439 with roughly $4.1–$4.3 million raised and around 191–196 million tokens sold to date.
  • Articles describe a live omni-banking app that blends fiat, crypto and DeFi with multi-currency accounts, instant swaps, and cards, and they cite more than 120,000 connected wallets.
  • Reporting highlights stated tokenomics that allocate 50% of platform revenue to open-market buybacks, splitting purchased tokens between staking rewards and burns.
  • Digitap promotes multi-rail settlement across blockchain, SEPA and SWIFT and claims cross-border transfer costs under 1%, compared with legacy averages of 6–8%.
  • Multiple pieces frame a shift toward consumer apps over institution-focused tokens like XRP, and they include speculative upside projections for TAP (including a 17x scenario) alongside a reported plan to lift the presale price to $0.0454 and an advertised listing price of $0.14.