Overview
- The Experian Perú survey, published this week, found 73.5% of respondents faced at least one digital fraud attempt in the past 12 months and 49% of those exposed became victims.
- About eight in 10 victims reported losing money, most commonly between US$50 and US$200, while roughly 27% said losses were under US$50.
- Phishing links, fake websites or apps, and calls or messages impersonating trusted organizations remain the top tactics and interactions with AI account for only about 4% of reported cases.
- Many victims cannot get help: 51% do not know where to report fraud, only 34% filed complaints, 42% of complainants recovered money in full and 64% said the reporting process was difficult or very difficult.
- The survey found strong emotional effects—66% reported stress or anxiety—which experts warn could erode trust in digital banking and payments unless banks and digital‑wallet providers improve verification and clear reporting channels.