Overview

• An updated central bank comparison shows top 30‑day digital TNAs near 49–50%, including Banco CMF and REBA at 50% and Meridian at 49%, while major banks list lower offers.
• According to Banco Nación’s simulator, earning $225,026 in 30 days requires about $5,645,000 via the electronic channel, totaling $5,870,026.71 at maturity.
• For the same $5,645,000 placed in-branch at Nación, the simulator estimates $150,791 in interest for 30 days, underscoring the large channel gap.
• On a $500,000 deposit at Nación, a branch placement yields $12,123.29 at 29.5% TNA versus $18,082.19 at 44.0% TNA online, a difference of nearly $6,000 for the month.
• Coverage highlights that savers favor short 30‑day placements and advises comparing banks, choosing electronic channels, and reinvesting interest to boost returns.