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Deutsche Rentenversicherung Launches Inflation Calculator in Digital Pension Portal

Registered users can now test how different inflation assumptions would affect their future benefits using their own stored pension data.

Overview

  • Accessible within the Digitale Rentenübersicht, the new tool shows how inflation could erode the purchasing power of future pensions using scenario-based projections.
  • Example calculations cited in coverage estimate that a €2,000 monthly pension would feel like roughly €1,350 in 20 years at 2% annual inflation.
  • With a 2.3% inflation assumption and other inputs, media examples show a €2,000 gross pension equating to about €1,307 in 2038 and €1,249 in 2040.
  • Users must log in to the portal to run the calculator, which pulls data across statutory, workplace, and private pensions and allows custom entries for additional claims.
  • The interface lets users set the retirement year, expected monthly pension, an adjustable inflation rate (default 2%), number of children, and the statutory health insurance surcharge, with results presented as illustrative estimates rather than guarantees.