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Delhi Police Arrest Three Ex-Bankers in Multi-Year Loan Fraud Using Fake Government IDs

The arrests follow a 2022 Bajaj Finance complaint that triggered a multi-state probe into forged identities with fabricated salary credits.

Overview

  • Crime Branch Western Range-II detained Atul Agarwal alias Manish Kumar, Ajay Chaurasia, and Deepak Dhoundiyal on December 29 after a prolonged investigation.
  • Police say the gang opened accounts with forged government IDs, funneled monthly transfers labeled as salary from sham company accounts, secured personal loans, then defaulted after paying initial EMIs.
  • The scheme surfaced when EMIs bounced and Bajaj Finance assistant manager Loknarayan Karotiya verified that the supposed CAG employees had never worked at the listed office.
  • Officers used technical surveillance and raided more than two dozen locations across states before arresting the suspects at homes in Bihar, Uttarakhand, and Delhi.
  • Investigators report all three accused previously worked in banking, and the ongoing probe seeks to identify further victims, additional accomplices, and the total financial exposure.