Overview

• Loans up to Rs 10 crore will be eligible for total guarantee cover of up to 95% under the joint Delhi–CGTMSE framework.
• For small enterprises, CGTMSE will provide 75% coverage and the Delhi government 20%, enabling collateral-free access to credit.
• Women entrepreneurs and MSMEs promoted by Agniveers will receive 90% cover from CGTMSE and 5% from the Delhi government.
• For micro enterprises, loans up to Rs 5 lakh get 85% cover from CGTMSE and 10% from Delhi, while Rs 5 lakh to Rs 10 crore loans get 75% and 20% respectively.
• The scheme spans manufacturing, services, retail and education, carries an initial Rs 5 crore allocation for FY 2025–26, and a phased Rs 50 crore top-up is described as expected with rollout details yet to be announced.