Overview

• The Reddit post itemizes their Rs70,000 budget with Rs24,000 for rent, Rs5,000 for rented furniture, Rs20,000 on household help and groceries, Rs5,000 on utilities and subscriptions, and Rs10,000 for discretionary spending.
• He earns under Rs50,000 a month as a freelance content strategist while his partner draws a full-time salary to meet their expenses.
• The couple deliberately avoids EMIs, loans, credit cards, cars and luxury gadgets to maintain a debt-free financial strategy.
• They currently care for one of their three pets, cover occasional medical costs and plan to establish a holiday fund for travel across India and Asia.
• Online responses have ranged from admiration for their disciplined budgeting to cautions over limited emergency savings and contingency reserves.