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Defense Ministry Launches 'Familia Militar' Benefits Program With Discounts and BNA+ Rebates Starting Today

Officials say the public–private scheme carries no fiscal cost and will roll out digitally in phases beginning with IOSFA-registered users.

Overview

  • Resolution 807/2025 published in the Official Gazette establishes the program, which was presented by presidential spokesman Manuel Adorni.
  • Benefits include discounts of up to 50% across key categories and supermarket cashbacks via BNA+/MODO of up to ARS 300,000 per month through November 30, 2025.
  • Financial products feature personal loans near 38% nominal annual rate, mortgage lines for first homes, and vehicle financing covering up to 100% of the price.
  • Coverage reaches more than 1.1 million people including active personnel, retirees, reservists, civilian staff, Malvinas veterans and families, with reports noting inclusion of security forces.
  • Access is verified electronically with anonymous DNI confirmation; about 200 companies are onboard, with a stated goal of exceeding 1,000, including major supermarket chains such as Cencosud.