Overview
- MTPE confirms the November CTS deposit for the May–October 2025 period can be made on Monday, Nov. 17, since the 15th falls on a Saturday.
- Under Law No. 32322, workers may withdraw 100% of their CTS balances, including interest, until December 31, 2026.
- CTS covers private‑sector employees on payroll who work at least four hours per day, with exclusions such as under‑4‑hour schedules, more than 30% pay via commissions, REMYPE‑registered microenterprise hires after registration, annual integral remuneration, and agrarian workers who opted to receive CTS monthly.
- The deposit is based on October remuneration and typically applies the formula [(monthly salary + one‑sixth of the July bonus) ÷ 12] × 6, with prorating for incomplete semesters and inclusion of recurring extras that meet legal thresholds.
- Failure to deposit on time is a serious infraction enforceable by Sunafil, with fines that can reach up to S/139,742 depending on company size and the number of affected workers.