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Creditreform to Publish New ‘Schuldneratlas’ on Friday

The annual study compiles anonymized data from official registers and commercial sources to gauge long‑term financial distress in Germany.

Overview

  • Creditreform will release the latest edition at 10:00 a.m. on Friday.
  • The agency’s experts have forecast that the number of overindebted people in Germany will rise again in 2025.
  • For 2024, Creditreform counted about 5.56 million overindebted adults, roughly 94,000 fewer than in 2023, equal to 8.09% of the adult population.
  • Creditreform attributed the 2024 decrease primarily to a stronger propensity to save among consumers.
  • Overindebtedness is defined as a long‑term inability to meet financial obligations, and the report aggregates anonymized inputs from official registers, online retailers, and other sources.