Overview

• A minimum credit score of 670 is generally required to rent an apartment, with landlords also checking credit reports for delinquencies or accounts in collections.
• Delta and Amex have increased annual fees on several credit cards but added new perks, including Resy credits and a boost toward elite status.
• Common reasons for owing taxes include earning over $600 from a side hustle, being self-employed, changing jobs, collecting unemployment, or selling stocks or cryptocurrency.
• Strategies to rent an apartment with a low credit score include paying more upfront, getting a guarantor, proving stable income, and finding a roommate.
• Improving credit utilization and building out credit history are key steps to boosting one's credit score.