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Credila Financial Files Updated Draft Papers for ₹5,000 Crore IPO

Credila aims to bolster its capital base with a mix of fresh equity alongside existing shareholder exits ahead of its NSE and BSE listing.

Overview

  • The offering comprises a ₹3,000 crore fresh issue and a ₹2,000 crore offer-for-sale by Kopvoorn B.V. and HDFC Bank.
  • The company may conduct a pre-IPO placement of up to ₹600 crore, which would reduce the fresh issue proportionally.
  • Credila reported a net profit of ₹989.96 crore in FY2025 alongside net loans rising 47.7 percent to ₹41,469.31 crore.
  • It posted a record ₹14,089.22 crore in disbursements in FY2024 and holds the lowest cost-to-income ratio among education-focused NBFCs.
  • Proceeds are earmarked to strengthen capital adequacy, support onward lending and facilitate future growth in the education finance segment.