Overview

• On Sept. 19, Jim Cramer said he "can't understand" loanDepot's recent gains, noting the company is still losing money.
• A Sept. 8 Citron Research report highlighted a $117 billion servicing portfolio and argued for a valuation of roughly $5.50–$5.75 per share, with a conservative path above $6.
• Retail optimism has been amplified by a wallstreetbets thesis promoting rate normalization, AI-driven Mello platform efficiencies, and a reported 70% recapture rate.
• Recent summaries note narrowed net losses in Q1–Q2 2025 and liquidity of over $400 million in cash plus $1.2 billion in available credit.
• Insider Monkey reported hedge-fund ownership fell to 8 portfolios at the end of Q2 from 14 the prior quarter, signaling uneven institutional conviction.