Overview
- The maximum monthly CPP payment at age 65 increases to $1,507.65 starting January 2026.
- OAS maximums for 2026 rise to $742.31 for ages 65–74 and $816.54 for ages 75 and over, subject to 2024 income thresholds.
- Eligible recipients are scheduled to receive their CPP payment on Wednesday, January 28, 2026.
- CPP eligibility requires at least one valid contribution and a minimum age of 60, while OAS generally requires age 65 plus Canadian citizenship or residency history.
- New 65-year-old CPP beneficiaries averaged $803.76 per month in October 2025, down from $899.67 in October 2024.