Overview
- The Vanguard Total Stock Market ETF is presented as a one‑ETF solution, spanning 3,531 U.S. stocks across sizes and sectors with slightly less tech concentration than large‑cap indexes.
- Expense ratios cited at about 0.03% for Vanguard’s broad‑market funds are framed as a key advantage for compounding over decades.
- Illustrative math shows roughly $440 invested monthly could reach about $1 million over 30 years using long‑run return assumptions, with $1,000 per month modeled to exceed $2 million at 10% or about $5.2 million at 14.6%.
- Recent notes put VTI’s 12‑month yield near 1.24%, implying around 124 shares at a $327 price to target $500 in annual dividends, with payouts varying by quarter.
- For investors seeking greater upside tied to AI‑led growth, VUG, MGK, and VGT are highlighted for heavy megacap tech exposure and strong 3‑ to 10‑year results, with dollar‑cost averaging urged given recent pullbacks.