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Cooperative Banks Press for Growth at EACB Assembly as Spain’s Central Bank Backs Their Role

Spain’s central bank chief cited strong solvency, comparable profitability, an essential role for small firms.

Overview

  • The 57th EACB Assembly convened a session at Cajamar’s Las Palmerillas research center in El Ejido with around 100 cooperative banking representatives.
  • Leaders from BCC-Grupo Cajamar and the EACB said cooperative banks should continue to expand and serve as a backbone for European, national and local economies.
  • Speakers stressed proximity finance and mutual support as drivers of sustainable development in rural areas through financing for the agri-food sector, SMEs and families.
  • Governor José Luis Escrivá said cooperative banks sustained credit to small businesses and the self-employed when other lenders pulled back, with profitability on par with the sector and stronger solvency.
  • Escrivá flagged size, governance and digitalization as key challenges, as Cajamar highlighted its agri-innovation ecosystem that pairs financing with knowledge transfer.