Overview

• Congress President José Jerí signed the autógrafa authorizing withdrawals of up to 4 UIT (S/21,400) from private pension accounts and forwarded it for presidential promulgation.
• President Dina Boluarte has publicly backed the measure and is not expected to object, clearing the way for swift publication in El Peruano.
• The law mandates SBS regulation within 30 days, a 90‑day window for affiliates to file requests, and disbursements in up to four monthly installments of 1 UIT each, starting 30 days after a request.
• Experts and the MEF estimate requests could open in early October and the first deposits would likely land in November, with subsequent monthly payments through February 2026.
• Withdrawn funds remain intangible except for judicial or conventional retentions for alimentary debts up to 30%, and the package also scraps mandatory contributions for independents and restores the 95.5% withdrawal option at retirement.