Overview
- The Alterssicherungskommission’s June 2026 recommendations form the working basis for reform and propose ending the abschlagsfreie pension after 45 contribution years and linking future statutory retirement ages to life expectancy.
- Model calculations published this month show the loss can be significant for individuals—for a typical case the change would cut monthly benefits by about €138 or roughly €33,000 over 20 years.
- Technical advisers warned of immediate practical effects: Deutsche Rentenversicherung Oldenburg‑Bremen urged people to get personal Abschlagsausgleich (cut‑offset) calculations in 2026 because buying out reductions will become more expensive in 2027.
- A reported ministry working draft would tie the start of the Schwerbehindertenrente to the Regelaltersgrenze and protect those born before 1970, a move that could delay access for cohorts born from 1970 onward.
- The debate has become the coalition’s main flashpoint as parties haggle over transition rules and counting of non‑work periods, with experts warning that proposals to restrict child‑rearing or care crediting would disproportionately harm women and reduce claimed savings.