Overview

• The coalition has agreed to introduce the third phase of Mütterrente on January 1, 2027, after initial plans for 2026 were postponed due to implementation hurdles.
• Under the reform, all mothers will receive three years of child-rearing pension credits regardless of their children’s birth year.
• With current pension values, the change will boost benefits by about €20 per month for roughly ten million women with children born before 1992.
• The government has pledged to disburse benefits retroactively if the 2027 rollout is delayed.
• The Deutsche Rentenversicherung warns that backdated payouts and system overhauls pose significant administrative and resource challenges.