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CNMV Declares AI and Cybersecurity Top Supervisory Risks

A 21% rise in retail investor queries has led the regulator to tighten surveillance of social-media advisers, resulting in sanctions on platforms.

Overview

  • Carlos San Basilio told the Congreso on May 28, 2026 that artificial intelligence and cyberattacks have moved from future concerns to immediate, first-order risks for the CNMV.
  • The CNMV said it recorded a 21% increase in queries from retail investors, a surge the regulator links to greater retail engagement and vulnerability in digital channels.
  • Regulators have stepped up monitoring of 'finfluencers'—social-media users who give investment advice—and are scrutinizing the accuracy and conduct of online investment content.
  • The supervisor has begun enforcing platform accountability and has issued a sanction against X after finding failures tied to how information about investments circulated online.
  • The CNMV’s move signals broader change in supervision: expect more digital surveillance, tougher conduct enforcement on online platforms, and guidance aimed at protecting small investors.