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Cloover Secures $22 Million Series A and $1.2 Billion Debt to Accelerate Home Energy Finance Across Europe

The Berlin startup will deploy the capital through an installer-focused platform that embeds financing at the point of sale.

Overview

  • Cloover’s equity round was led by MMC Ventures and QED Investors with participation from Lowercarbon Capital, BNVT Capital, Bosch Ventures, Centrotec, and Earthshot Ventures.
  • The new debt facility from an unnamed European bank is supported by a €300 million European Investment Fund guarantee, bringing total available debt to more than $1.3 billion.
  • The platform lets installers offer homeowners financing for heat pumps, solar, batteries, and other upgrades at checkout while providing working capital to installers.
  • Cloover currently operates in Germany, Switzerland, Sweden, and the Netherlands, with planned expansion into France, Italy, the UK, and Austria.
  • The company reports about nine-fold revenue growth in 2025 to nearly $100 million, around 2,500 financed installations to date, and targets $500 million in 2026 and $1 billion in 2027 revenue.