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ClearTax Says ITR-3 Jumps 45% as Indians Shift to Multi-Source Income

Younger cohorts now dominate trading and investment activity that reflects diversified earning patterns.

Overview

  • ITR-3 filings rose 45.4% and ITR-2 filings increased 17% in FY 2024–25, signaling growth in business, trading and investment income.
  • Millennials (25–35) account for 42.3% of ITR-3 filers, lead both new and returning trading taxpayers, and a large majority of these filers report capital gains.
  • The share of salaried taxpayers earning above Rs 30 lakh climbed from 18.49% in 2024 to 23.34% in 2025, with nearly 38% of the 40–50 cohort above this threshold.
  • Among under‑25 taxpayers, ITR-2 growth of 18% indicates first-time filers increasingly report investment income rather than only salaries.
  • Virtual digital asset activity remains niche and male‑skewed at 76.63%, while female representation in the 40–50 high‑earning bracket drops to 19.5% from 26.8% at ages 30–35.