Overview
- Fourth-quarter EPS came in at $1.13 versus the $1.11 consensus on revenue of $2.157 billion, with net income up 33% to $489 million.
- For 2025, net income available to shareholders rose 23% to $1.688 billion as total revenue increased 5.6% to $8.247 billion.
- Net interest income climbed to $5.853 billion for the year and $1.537 billion in Q4, reflecting improved net interest margins and supported by fee growth in Capital Markets and Wealth.
- Shares reached a new intraday high of $64.27 after the results and finished the session higher after trimming gains.
- Citizens declared a $0.46 dividend payable Feb. 18 to holders of record Feb. 4, and KBW, RBC, DA Davidson and TD Cowen raised price targets, including TD Cowen to $78.