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Citi Strata Elite Launches 100,000-Point Offer, Now Transfers to American AAdvantage

A limited-time 100,000-point bonus after $6,000 in three months underscores Citi’s bid to elevate its premium card.

Overview

  • Citi is offering 100,000 bonus points for new Strata Elite accounts after $6,000 in purchases within three months, and existing Strata Premier and Prestige customers are eligible.
  • Points now transfer to American Airlines AAdvantage alongside a broad lineup of airline and hotel partners across major alliances and brands.
  • Unbonused spending earns 1.5x points, producing more American miles per dollar than most co-branded AAdvantage cards, though transfers do not count as Loyalty Points.
  • Calendar-year benefits include a $300 Citi Travel hotel credit for 2+ night stays, a $200 Splurge credit, and $100 in Blacklane credits in each half of the year, creating up to $1,200 in potential first-year value.
  • Perks include Priority Pass with two guests and four Admirals Club passes, trip delay and cancellation protections, and a $595 annual fee with Citigold rebates that refund $145 annually or the full amount in the first year for Citigold Private Client.