Overview
- The limited-time offer grants 100,000 ThankYou points after $6,000 in three months, matching prior in-branch deals and exceeding the earlier online bonus of up to 80,000 points.
- Many perks reset by calendar year, allowing new cardholders to use the hotel, Splurge, and Blacklane credits twice in the first cardmember year for roughly $1,200 in value.
- ThankYou points now transfer 1:1 to American Airlines AAdvantage in addition to a wide roster of airline and hotel partners.
- The card’s annual fee is $595, with a $145 rebate for Citigold customers, which undercuts the fees on Amex Platinum and Chase Sapphire Reserve.
- Eligibility for the bonus follows Citi’s 48‑month rule for this product, and applications are subject to the issuer’s 8/65 spacing guideline.