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Christian Aid Puts 2025’s Costliest Climate Disasters at About $122 Billion in Insured Losses

The charity’s analysis relies on insured losses, which skew toward richer countries, leaving human and uninsured damages largely unseen.

Overview

  • Christian Aid’s Counting the Cost 2025, released on December 27, tallies the 10 costliest climate‑related events with combined insured losses of roughly $122 billion.
  • The Palisades and Eaton wildfires in California were the single costliest disaster, causing about $60 billion in damage and linked to more than 400 deaths.
  • Cyclones and flooding across Thailand, Indonesia, Sri Lanka, Vietnam and Malaysia in November caused an estimated $25 billion in losses and killed over 1,750 people.
  • Severe flooding in China caused roughly $11.7 billion in damage, while India and Pakistan’s monsoon floods and landslides led to about $5.6 billion in losses and more than 1,860 deaths.
  • The report attributes the rising toll to human‑driven warming and calls for far greater adaptation finance and faster fossil‑fuel phase‑out following COP30’s limited commitments.