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Choice’s 2025 Shonky Awards Call Out CBA, Temu and HCF Over Fees, Safety and Price Hikes

The annual list spotlights fee abuses, unsafe online imports, stealthy price rises, prompting fresh calls for stronger consumer enforcement.

Overview

  • Choice published its 2025 Shonky awards on 4 November, naming Commonwealth Bank, Temu, HCF, energy retailers and the Handy Heater Turbo 800.
  • ASIC found major banks overcharged eligible low‑income customers; CBA’s 2.2 million customers paid $270 million, with the bank opting for case‑by‑case refunds, pausing some concession fees and citing $25 million in goodwill payments to about 87,000 accounts.
  • Choice testing reported Temu items breaching button‑battery rules, and a 2024 hoodie that burned an eight‑year‑old was later recalled; Temu has not joined the voluntary safety pledge and says it removes non‑compliant listings.
  • HCF was accused of closing its Premium Gold policy and launching a near‑identical Optimal Gold product at a 34.6% higher price; the fund says the change applied to new sales and complied with regulations.
  • Choice also criticised energy retailers for same‑name plan tactics estimated to obscure about $65 million in annual savings, and flagged the Handy Heater Turbo 800 as unsafe and non‑compliant.