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last mo.

Chase Sapphire Reserve Refresh: How to Unlock New Perks and a 125,000-Point Bonus

Existing cardholders transition Oct. 26, with credits and higher earn rates only available after activating benefits in Ultimate Rewards.

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Overview

  • New applicants get the redesigned perks immediately and can earn 125,000 points after $6,000 in spending within three months.
  • Chase raised the annual fee to $795, offset by an annual $300 travel credit and a suite of targeted statement credits.
  • Key earn rates include 8x points on hotels and flights booked via Chase Travel, 4x on flights and hotels booked direct, and 3x on dining worldwide with no foreign transaction fees.
  • Time-limited perks include a $5 monthly DoorDash credit with complimentary DashPass through Dec. 31, 2027, up to $300 in StubHub/Viagogo credits split as $150 twice per year through 2027, an annual up to $500 The Edit hotel credit, and a $300 dining credit split $150 biannually.
  • Practical setup steps include enrolling benefits under Ultimate Rewards, setting the card as default in Lyft to earn 5x through Sept. 30, 2027, and using the up to $120 Global Entry or TSA PreCheck statement credit.