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7h ago

Chase Overhauls Sapphire Reserve With New Personal and Business Cards

Expanded statement credits with elevated earning rates aim to deliver more than $2,500 in annual value on a $795 fee.

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Overview

  • The revamped personal Sapphire Reserve launches with a 100,000-point welcome bonus and a $500 Chase Travel credit after $5,000 spent in the first three months.
  • The new Sapphire Reserve for Business debuts with a 200,000-point bonus after $30,000 in six months and offers free employee cards without lounge access.
  • Both cards now carry a $795 annual fee, up from $550 on the personal version, and existing holders will see the changes at renewal after October 26, 2025.
  • New statement credits cover stays at luxury hotels, event tickets, dining, streaming subscriptions and ride-share memberships through late 2027.
  • Enhanced earning tiers award up to 8X points on Chase Travel bookings and 4X points on direct airline and hotel purchases, and Points Boost lets redemptions reach 2X value.