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3w ago

Chase Overhauls Sapphire Reserve With $795 Fee, 100,000-Point Bonus and Business Edition

The redesigned card offers expanded hotel, dining and entertainment credits alongside a business edition debuting a 200,000-point sign-up offer.

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Overview

  • Chase raised the Sapphire Reserve annual fee to $795 for new applicants and for existing cardholders renewing on or after October 26, 2025.
  • New personal cardmembers can earn 100,000 Ultimate Rewards points and a $500 Chase Travel credit after spending $5,000 in the first three months.
  • The overhaul adds statement credits including up to $500 for The Edit luxury hotel stays, $300 annual credits for concerts and dining, $250 toward Apple Music and TV+, plus extra value for DoorDash, Peloton and Lyft.
  • Earning rates were adjusted to 8X points on Chase Travel bookings and 4X on direct airline and hotel purchases, and a Points Boost accelerator now offers up to 2X redemption value.
  • The new Sapphire Reserve for Business carries the same $795 fee and awards 200,000 points after $30,000 in spending, backed by over $2,500 in combined travel and business credits.