Chamber Approves Payroll Deductions as a New Rental Guarantee

Overview

• The Chamber of Deputies voted to approve PL 462/2011 on Wednesday, August 12, 2026, formally adding payroll deduction as an optional guarantee for residential leases and sending the text to the Senate for review.
• The approved text permits employees, public servants, retirees and pensioners to authorize rent and charge deductions from pay, capped at 30% of available remuneration.
• Lawmakers removed the proposal to use workers’ FGTS linked accounts as rental collateral after an amendment by deputy Erika Kokay was accepted by the bill’s rapporteur.
• The measure allows multiple tenants to combine payroll deductions to cover full rent, lets consignation apply to termination payments if the lease expressly provides, and requires a landlord-signed termination or a written agreement before deductions can be suspended.
• The bill creates employer liabilities to prevent misuse, including a 30% fine on unremitted amounts plus possible labor, civil or criminal sanctions, and its passage to the Senate raises practical questions about payroll procedures, employer responsibilities and tenant protections.