Overview
- Crop loss from wild animal attacks will be offered as the fifth add-on under the Localised Risk category within PMFBY.
- State governments must name the species responsible for damage and identify vulnerable districts or insurance units based on historical data.
- Farmers will need to report losses within 72 hours via the Crop Insurance App by uploading geotagged photographs for verification.
- Paddy inundation returns as a localised calamity cover after its 2018 removal over moral-hazard and assessment concerns, addressing a gap for flood-prone paddy growers.
- An expert committee’s proposals approved by Agriculture Minister Shivraj Singh Chouhan underpin the changes, which are expected to benefit regions with high human–wildlife conflict and coastal states.