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CD And Savings Rates Remain High Despite Economic Uncertainty

  • Short-term CDs from credit unions and online banks offer rates up to 5.5% APY with varying deposit requirements.
  • Top high-yield savings accounts boast rates around 5.25% APY with perks like no monthly fees and ATM access.
  • One-year CD rates at certain banks climb over 5%, providing stability amid stock market volatility.
  • Experts recommend allocating emergency funds to high-yield savings and extra cash to CDs.
  • Savers should compare minimum deposits, withdrawal rules, and other features when choosing between savings accounts and CDs.
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