Overview

• Préstecs Emancipació offers young buyers interest-free loans covering up to 20% of down payments, with repayment deferred until the primary mortgage is paid and backed by a €500 million fund through 2029
• Homes acquired through the program enter the permanent protected housing stock automatically and face resale price caps at the original purchase value
• The Generalitat secured 665 public land plots from 226 municipalities and has launched construction on 21,289 of the 50,000 units targeted by 2030
• Pla 50.000 Habitatges allocates €4.4 billion for new housing while the Pla Catalunya Lidera will mobilize €18.5 billion in complementary infrastructure investments
• Catalonia’s economy grew by 3.2% in the first quarter of 2025, outpacing the European average and reinforcing the government’s integrated housing and infrastructure strategy