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Cash App Unveils Instant Bitcoin Checkout and Plans Stablecoin Transfers in 2026

Block is repositioning Cash App as a bridge between fiat and crypto with a phased, eligibility‑limited rollout.

Overview

  • Later this month, eligible users will start making Lightning payments that convert USD balances to bitcoin at checkout, enabling BTC payments without holding crypto.
  • Cash App introduced a Bitcoin Map to locate businesses that accept BTC, extending Square’s recent rollout that enabled roughly 4 million merchants to take Lightning payments with no fees until 2027.
  • Stablecoin send/receive is targeted for early 2026, with each account getting a blockchain address and incoming tokens automatically converted to dollars inside Cash App.
  • Block has not named initial networks or coins, though the company says multiple stablecoins and chains are planned and industry signals point to USDC on Solana being supported at launch.
  • Features are subject to regulatory approval and geographic eligibility, with reporting indicating exclusions such as New York and non‑US users, and Bitkey self‑custody integrations and auto‑sweeps are slated for 2026.