Particle.news
Download on the App Store

Car Ownership Costs in Germany Climb Again as September Data Show Double-Digit Insurance Hike

Insurers cite higher repair and spare-parts prices for the premium increases.

Overview

  • Official September figures show car insurance up nearly 11% year over year, with repairs rising 5.5%, inspections 4.8% and car washes 3.6%.
  • These increases outpaced overall inflation, which stood at 2.4% for the same period.
  • Since 2020, car-related costs have surged faster than consumer prices, with insurance up 43.6% by 2024, inspections up 28.3%, repairs up 27.0% and washes up 18.6% versus CPI up 19.3%.
  • Germany's passenger car fleet reached a record 49.3 million vehicles as of January 1, 2025, equal to 590 cars per 1,000 inhabitants.
  • The data come from the Federal Statistical Office, and reporting notes sustained repair and parts inflation as the reason for higher premiums.