Particle.news
Download on the App Store

Capital One To Devalue Emirates Skywards Transfers To 4:3 On January 13, 2026

The move follows earlier changes by Citi, Amex and Chase, signaling tougher economics for Skywards conversions.

Overview

  • Capital One confirmed that transfers to Emirates Skywards will shift to a 1,000:750 rate starting at 12:00 a.m. ET on January 13, 2026.
  • This makes Capital One the fourth major transferable program to change course on Emirates after Citi and Amex cut to 1,000:800 and Chase dropped the partner in October 2025.
  • Capital One lists roughly 20 airline and hotel partners with most transfers at 1:1, making the revised Emirates ratio a notable outlier.
  • Recent coverage highlights that Emirates has limited first class awards to Skywards elites and maintained high premium pricing and surcharges, diminishing redemption value for many travelers.
  • Analysts in the reports suggest Emirates is pushing for higher partner reimbursement, a shift that aligns with the industry-wide devaluations.