Overview
- The personal Venture X now offers 100,000 miles after $10,000 in purchases within six months, marking its first return to the launch‑level bonus since 2021.
- Venture X Business features a limited‑time, two‑stage bonus of 200,000 miles after $30,000 in three months plus another 200,000 miles after $150,000 in six months.
- Capital One recently added a 48‑month Venture‑family rule that can block applicants who earned a Venture X bonus within the last 48 months, with a separate requirement to wait six months between Capital One approvals.
- Business‑card bonus eligibility excludes applicants who already hold the Venture X Business or previously had Spark Travel Elite or hold Spark Cash Plus.
- Both cards carry a $395 annual fee and include a $300 Capital One Travel credit, 10,000 anniversary miles, and lounge access, with guest and authorized‑user access terms changing on February 1, 2026.