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Capital One Outage Leaves Customers Without Access to Funds for Days

A technical issue linked to a third-party vendor has disrupted deposits, payments, and account access for thousands of Capital One customers since Wednesday.

  • Capital One customers have faced significant disruptions to deposits, payments, and account access since Wednesday due to a technical issue with third-party vendor FIS Global.
  • The outage has left many unable to access paychecks and cover essential expenses, with nearly 4,000 complaints reported on DownDetector by Friday morning.
  • Capital One has apologized for the inconvenience and stated that system restoration is underway, but services remain only partially operational as of Friday.
  • The timing of the outage has been particularly challenging for customers relying on mid-month paychecks, with fears of further delays due to the upcoming Martin Luther King Jr. Day holiday on Monday.
  • The incident coincides with a lawsuit filed earlier this week by the Consumer Financial Protection Bureau, accusing Capital One of withholding $2 billion in interest from savings account holders.
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