Overview
- The Venture X personal card now offers 100,000 miles after $10,000 in purchases within six months, its richest public bonus since the 2021 launch.
- Venture X Business features a two-step bonus worth up to 400,000 miles: 200,000 after $30,000 in three months plus another 200,000 after $150,000 total in six months.
- Both premium cards charge a $395 annual fee and include a $300 Capital One Travel credit and 10,000 anniversary miles, with earn rates up to 10x via Capital One Travel and at least 2x on other purchases.
- Capital One’s tightened rules apply, including a 48‑month bonus exclusion across personal Venture cards and typical waits between new approvals, while Venture X Business eligibility excludes Spark Cash Plus holders and prior Spark Travel Elite users.
- Complimentary lounge entry continues for cardholders today, though guest access changes on Feb. 1, 2026, with personal cards requiring spend to unlock Capital One lounge guests and paid guests for Priority Pass, while the business card retains two Priority Pass guests.