Overview

• People who held a 360 Savings account between Sept. 18, 2019 and June 16, 2025 are included, but 360 Performance Savings accounts are not.
• Class members must use the unique ID and four-digit PIN from their settlement notice to select a payment option by Thursday, Oct. 2.
• Payouts are based on how long the account was open and the interest shortfall versus the 360 Performance Savings rate, with closed or converted accounts set to receive a Class Cash Payment estimated about 15% larger.
• $125 million of the $425 million settlement is reserved to keep 360 Savings interest at least twice the FDIC national average on active accounts until those funds run out.
• The agreement awaits final court approval on Nov. 6, and individual payment amounts have not yet been specified; Capital One denies wrongdoing.