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Canadian Home Sales Edge Higher in October Despite Year-Over-Year Decline

CREA links a nascent rebound to borrowing costs that are nearing stimulative territory.

Overview

  • The Canadian Real Estate Association reported 42,068 transactions in October, a 4.3% decrease from the same month last year.
  • Sales rose 0.9% from September, marking the sixth increase in seven months after a brief September pause in the spring recovery trend.
  • The actual national average sale price was $690,195, down 1.1% year over year, while CREA’s home price index rose 0.2% month over month and fell 3% from a year earlier.
  • New listings decreased 1.4% from September, and active listings reached 189,000 at month’s end, up 7.2% from a year ago.
  • CREA’s Shaun Cathcart said interest rates are almost in stimulative territory and expects activity to build into 2026, though economic uncertainty could limit the pace.