Overview

• Labour’s statutory Pensions Commission is reviewing the state pension age, with a report due in March 2029 and a legal requirement to give at least ten years’ notice before any change.
• Economist Tom McPhail has proposed moving entitlement to about age 75, a commentary piece that has revived discussion but is not government policy.
• The Office for Budget Responsibility estimates the triple‑lock now costs £15.5 billion a year, alongside projections that the retiree population will rise from 12.6 million to 19.5 million by 2075.
• The state pension age is currently 66 and is scheduled to rise to 67 between 2026 and 2028 with month‑by‑month phasing by birth date, then to 68 between 2044 and 2046 under existing law.
• Experts warn faster increases could worsen inequalities given regional and occupational life‑expectancy gaps, and Full Fact has corrected viral posts about a civil servant’s pension by supplying missing context.