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California Advances Bill to Hold Insurers Accountable for Addiction Treatment Denials

Following her son’s fatal overdose, Christine Dougherty advocates for legislative reforms to limit premature treatment denials and increase transparency.

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Overview

  • Christine Dougherty testified before California lawmakers in support of two bills addressing insurance practices in addiction treatment coverage.
  • The Senate Committee on Health unanimously approved SB 363, which would require insurers to report treatment denial rates, advancing it to the next legislative stage.
  • AB 669, which proposes a mandatory 28-day minimum before insurers can review addiction treatment eligibility, is under consideration in the Assembly.
  • Dougherty’s son, Ryan Matlock, died of a fentanyl overdose in 2021 after his insurer cut coverage just three days into his rehab stay.
  • Insurance industry representatives argue these measures could increase costs and undermine safeguards against fraud and unnecessary treatments.