Overview
- Grupo Cajamar posted a consolidated net profit of €91 million in Q1 2025, a 4.8% year-on-year increase, supported by strong commercial activity and credit growth.
- The bank's managed business volume reached €105 billion, with retail deposits growing 11.1% and credit investment rising by 5.3%, driven by financing for businesses and the agri-food sector.
- Cajamar's solvency ratios improved further, with a CET1 phased-in ratio of 14.3% and a total solvency ratio of 16.6%, ensuring regulatory compliance and financial stability.
- Fitch Ratings upgraded Cajamar’s long-term credit rating to 'BBB' with a stable outlook, reflecting its robust performance and risk management capabilities.
- The bank expanded its rural outreach with mobile offices now serving 78 low-population towns and retained top ESG ratings, including an 'A' from CDP for climate transparency and leadership.