Overview
- The service went live on Tuesday and lets workers grant free authorizations through the FGTS app or in Caixa branches that last 90 days and can be revoked at any time.
- Authorized banks can view the last 12 months of FGTS deposit records but cannot see the account's total balance, preserving core privacy limits.
- Financial institutions must be pre‑habilitated by Caixa by sending corporate documentation to cefge24@caixa.gov.br and following steps in the published Manual Operacional.
- Caixa says banks will use the records to verify employment and declared income for credit decisions and to help prevent altered or fraudulent paper documents.
- Caixa frames the measure as a tool for faster, more secure account verification that could expand access to credit and support financial inclusion, with guidance available on the FGTS portal.