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Caixa Launches USP-Built Carbon Tool for Housing, Sets Major Green-Finance Targets Ahead of COP30

The state lender pairs a USP-built carbon benchmarking tool with aggressive green‑lending and net‑zero goals to push Brazil’s housing supply chain toward lower emissions.

Overview

  • Caixa unveiled the Benchmark Interativo para Projetos de Baixo Carbono (BIPC), a free platform to measure and compare CO₂ footprints of housing projects by typology, floors, structural elements and materials.
  • The initial rollout prioritizes Minha Casa, Minha Vida developments, leveraging standardized designs to track and cut embodied carbon at scale.
  • The bank aims to expand its sustainable credit portfolio by 50% to R$1.25 trillion by 2030, prioritizing financing with clear environmental and social benefits.
  • Caixa committed to net‑zero emissions by 2050, including financed emissions, and to circular‑economy measures that minimize landfill use and end waste incineration.
  • Executives signaled a COP30 launch of a low‑carbon housing coalition and indicated a dedicated retrofit credit line is in development, with implementation details pending.