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Bundesrechnungshof Urges Immediate Cuts and Overhaul for Germany’s Statutory Health Insurance

The audit office warns that federal loans coupled with a planned expert commission will not avert a projected €47 billion funding gap

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Untersuchung in einem Krankenhaus

Overview

  • The Bundesrechnungshof reports that the annual shortfall between contributions and expenditures is growing by €6–8 billion and could reach €47 billion in 2025.
  • It attributes the mounting deficits to the abolition of cost-containment rules, demographic aging, and rising hospital and medical costs.
  • The report calls for immediate expenditure cuts across all service areas to stabilize funds before resorting to further borrowing.
  • The audit office cautions against diluting key elements of the hospital reform and demands a unified stabilization concept.
  • The GKV-Spitzenverband demands an expenditure moratorium and calls for structural reforms, warning that federal loans alone will not close the financing gap.