Particle.news

Download on the App Store

Bund-Länder Pact Seeks Overhaul of Long-Term Care Insurance as Berlin Approves Prevention Plan

The commission must deliver year-end proposals to stabilize care financing following mounting deficits linked to rising dependency.

Image
Image
Image

Overview

  • On July 7, a federal-state working group convened to outline comprehensive reform proposals for Germany’s statutory long-term care insurance system.
  • The insurance covered 5.6 million beneficiaries in 2024 with expenditures of €63.2 billion, incurred a €1.54 billion deficit and faces a projected €12.3 billion shortfall by 2029.
  • Berlin’s Senate adopted the Landespflegeplan 2025 on July 8, prioritizing fall prevention, barrier-free housing renovations and advisory home visits for residents over 70.
  • The ratio of caregivers to patients in Berlin’s ambulatory services fell from 0.77 in 2013 to 0.55 in 2023, increasing each caregiver’s caseload by about 40%.
  • Reform talks will examine sustainable funding options, from full insurance coverage to increased public support and incentives for private caregiving.